How much is my interest rate? June 17, 2022 13:49 Updated The interest rate for our current Credit Builder Loan is 19.99%. Click here for more information. Related articles How is interest charged on my Credit Builder Loan? What happens if I miss a payment? How long does it take for my credit score to increase? What happens if my payment lands on a holiday/weekend? Can I increase my payments on my Credit Builder Loan?