Where does BLACK Tier get charged if I have both products? June 17, 2022 13:50 Updated If you have both the Credit Builder Loan and Secured Card, your BLACK Tier subscription will be charged to the Secured Card. Related articles How much does BLACK Tier cost? Why is Refresh Perks missing on my dashboard? How do I register for Refresh Perks? If I miss a payment, how does that affect my credit report? Where does my Secured Card deposit go?