Your payment history determines 35% of your credit score and a missed or late payment will have a negative impact on your overall score. A missed payment will continue to impact your score until it has been made up. Once a missed payment has been paid, your credit score will stop decreasing further.
To make up your payment, please see:
How do I make up a missed payment on my Credit Builder Loan?
How can I make a payment on my Secured Card?