Below are the fees associated with your secured credit card:
- Annual Fee: $12.95/year
- Maintenance Fee: $3.00/month
- Over-limit fee: $5 fee (only applies if you spend over your credit limit)
Like a traditional credit card, interest is only charged if you don't pay your statement balance in full by the payment due date. The interest rate on our secured card is 17.99%.
There are costs associated with being able to provide and operate a Secured Card. Our fees ensure we can keep providing this service and help you build credit!