You can cancel your Secured Card at any time. When you cancel your Secured Card, there is a 60 day mandatory hold on the security deposit counting from the date your cancellation has been confirmed. After the 60 day holding period, we’ll refund your security deposit minus any unpaid balances within 30 days. Your security deposit will be refunded directly into your bank account.
For more details on how to ensure your refund is processed quickly after the holding period, check out this article: Why does it take around 90 days to get a refund on my Secured Card?