If you have missed payments on your account, your credit score will continue to be negatively impacted by the late payments. This is because your payment history determines 35% of your overall credit score. It's important to pay your outstanding balances as soon as possible so that your account can be in good standing again and the credit bureau can be notified that your payment has been made up.
To make up your payment, please see:
How do I make up a missed payment on my Credit Builder Loan?
How can I make a payment on my Secured Card?