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Refresh Financial Help Center home page
  1. Refresh Financial
  2. Credit Reporting
  3. Credit Reporting
  • How long does it take for my credit score to increase?
  • How long does it take for Refresh to show up on my credit report?
  • How much can my credit score increase?
  • How often do you report to the credit bureaus?
  • I made up my payment, what happens to my credit report?
  • If I miss a payment, how does that affect my credit report?
  • My reporting is negative for Refresh Financial, what can I do?
  • What does my credit utilization mean?
  • What is a credit inquiry and how does it impact my credit?
  • What makes up my credit score?
  • What’s the difference between Secured Card reporting and Credit Builder Loan reporting?
  • Which credit bureaus do you report to?
  • Why does it take so long for my Credit Builder Loan or Secured Card to show on my credit report?
  • Why is my score different on Equifax and Transunion?
  • Why isn’t my credit score growing?
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